Travel insurance - safe and carefree on vacation!
Your well-deserved vacation is planned, have you thought of everything? Sure, the sunscreen is already ready. But who will actually cover the costs if your luggage gets lost, you want to cancel your trip or you need medical assistance abroad?
No matter where your trip takes you: protect yourself with travel insurance so that you are not stuck with the costs if something should go wrong on your vacation. You can book all travel insurance policies for your trip directly through us.
Don't miss the chance to make your dream trip a reality! Contact our experienced travel consultants now and let them inspire and advise you for your trip. Take the first step towards your unforgettable adventure!
Do you need travel insurance on vacation or is it an unnecessary rip-off? You are not obliged to take out travel insurance. Whether you need travel insurance depends entirely on your personal circumstances and the destination. How certain is it that you will actually go on the trip? If something could quickly come up (work, family commitments?), or if you are not quite sure about the trip, you should take out travel cancellation insurance to avoid being stuck with the costs. Would you be more annoyed about having paid for luggage insurance that you don't need in the end or more annoyed if your suitcase actually disappears and its value is not replaced? Especially if you are transporting valuable items in your suitcase, you should take out luggage insurance.
Special case Cuba vacation: Imagine you land in Havana and can turn on your heel or dig deep into your pockets: You didn't know? International health insurance is compulsory for tourists on vacation in Cuba. Read everything you need to know about your travel health insurance cover on vacation in Cuba here.
All-round carefree package
With the all-round carefree package, you are covered for every trip for up to 45 days. The all-round carefree package includes travel health insurance, travel interruption insurance and luggage insurance. So you are always well covered! For trips abroad lasting 46 days or more, we recommend ERV's annual insurance policies. Just ask us and we will be happy to explain the conditions to you.
Below you will find the most important information and conditions for the individual insurance cases.
Services of the all-round carefree package
Travel health insurance with emergency medical assistance
Travel health insurance with emergency medical assistance is valid for trips in Europe or worldwide. It can be booked individually according to the duration of the trip. Comprehensive insurance cover is offered for companies, private travelers, groups of schoolchildren or students when traveling abroad. While statutory health insurance companies only reimburse the German health insurance rate for treatment, ERV's international health insurance pays the difference even for expensive private treatment.
Trip interruption insurance
Protect yourself in the event of delayed departure or unscheduled termination of your trip - worldwide.
Luggage insurance
Your luggage is in good hands with us. Losing your luggage is not only annoying, but usually also expensive. With luggage insurance, ERV compensates you financially if your luggage is lost or damaged.
Your product plus: If you land at your destination airport but your luggage does not, we will help you out. If the arrival of your luggage at your vacation destination is delayed by at least one day, you will be reimbursed for your proven replacement purchases up to 250 euros.
Frequently asked questions about travel insurance
Upon arrival at the airport in Cuba, proof of valid international health insurance may be requested. Checks are carried out on a random basis. You will need proof of insurance cover in written form in Spanish or English. You must carry this proof of international health insurance with you when you enter the country. The insurance cover must be valid from the first day of your vacation.
Please contact your health insurance company before you travel to check whether your stay in Cuba is covered by your insurance and ask them to confirm this in Spanish or English. If not, please take out additional temporary international health insurance and be sure to carry this English or Spanish document with you when you enter the country. If you do not have international health insurance, we recommend the all-round carefree insurance cover from ERGOwhich you can book directly through us for your trip.